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You have reached 0 of 0 points, (0) Congratulations you have completed the quiz! After reviewing your results; CLICK HERE TO RETURN TO THE iComply Page! You can sue a debtor for a debt, even after the statute of limitations has expired. The correct answer is (F). The statute of limitations deems the appropriate time in which a lawsuit can be filed. If the time frame has expired, a lawsuit cannot be filed. The correct answer is (F). The statute of limitations deems the appropriate time in which a lawsuit can be filed. If the time frame has expired, a lawsuit cannot be filed. It is considered misleading to send a debtor a legal stipulation agreement if a law suit has not yet been filed. The correct answer is (T). Sending legal documents to a debtor before a lawsuit has been filed has been deemed to be misleading and can be considered abusive. The correct answer is (T). Sending legal documents to a debtor before a lawsuit has been filed has been deemed to be misleading and can be considered abusive. It is OK to call a debtor’s place of employment to ask if they accept service on behalf of the debtor as long as it has been determined that the debtor is evading service at his/her residence. The correct answer is (T). This is a true statement. The correct answer is (T). This is a true statement. The FDCPA provides for a statutory $1,000 penalty per violation (e.g., 3 FDCPA violations = $3,000). The correct answer is (T). This is a true statement. The correct answer is (T). This is a true statement. Verbal notice that the debtor may not receive phone calls is not enough under the FDCPA. The correct answer is (F). There is no enumerated requirement in the law that a cease and desist is only valid when put in writing. The correct answer is (F). There is no enumerated requirement in the law that a cease and desist is only valid when put in writing. The FDCPA assesses which of the following reasonableness standards for consumers? The correct answer is (c). The FDCPA applies the Least Sophisticated Consumer Standard for all interactions between debt collectors and consumers. The correct answer is (c). The FDCPA applies the Least Sophisticated Consumer Standard for all interactions between debt collectors and consumers. If a debtor is represented by Attorney Sue A. Lott, what needs to be done to notate the file to prevent violations of the FDCPA? The correct answer is (a). All direct contact with the consumer must cease, and all further contact should be directed to Attorney Sue A. Lott. The correct answer is (a). All direct contact with the consumer must cease, and all further contact should be directed to Attorney Sue A. Lott. Which of the following statements is NOT a statement disputing a debt? The correct answer is (b). Unauthorized use of a credit card by a debtor’s wife is not a valid dispute, unless the debtor reports the charges as fraud or identity theft. The correct answer is (b). Unauthorized use of a credit card by a debtor’s wife is not a valid dispute, unless the debtor reports the charges as fraud or identity theft. If an account is in a Judgment Status and it is settled, the following action should occur; The correct answer is (d). The account should be noted as settled in full, and the attorney should Satisfy or Vacate the judgment as a result of the settlement. The correct answer is (d). The account should be noted as settled in full, and the attorney should Satisfy or Vacate the judgment as a result of the settlement. When a debt collection attorney sues an account, and the debtor wants to fight the lawsuit, they will have to; (choose the best option below) The correct answer is (b). The appropriate response when fighting a lawsuit is to file an answer to the complaint. The correct answer is (b). The appropriate response when fighting a lawsuit is to file an answer to the complaint.Quiz-summary
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We hope you’re ready to start testing your compliance knowledge with our iComply feature! Each test is 10 questions long, you can take as long as you’d like, but we recommend taking your time and thinking through each question. Remember, the goal is to take as many tests and learn from them, not just to get them all right. There will be a mix of Multiple Choice questions and True or False questions. After each question you will see the correct answers along with the reason why that choice was the best one. Each time you take a test it will help you increase your 2Score, so take them seriously!Results
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