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You have reached 0 of 0 points, (0) Congratulations you have completed the quiz! After reviewing your results; CLICK HERE TO RETURN TO THE iComply Page! You cannot be held personally liable for violation of the FDCPA The correct answer is (F). You CAN be held personally liable for violating the FDCPA. The correct answer is (F). You CAN be held personally liable for violating the FDCPA. A violation of the Bankruptcy Code is regulated by the FDCPA The correct answer is (F). The Bankruptcy Code deals with violations made by debt collectors during a bankruptcy proceeding, not the FDCPA. The correct answer is (F). The Bankruptcy Code deals with violations made by debt collectors during a bankruptcy proceeding, not the FDCPA. You may not communicate any false promises or offers that you do not have the authority to make or the ability to fulfill The correct answer is (T). A collector may only discuss offers and make promises that they have been given the authority to offer. Any other attempts would be false and misleading. The correct answer is (T). A collector may only discuss offers and make promises that they have been given the authority to offer. Any other attempts would be false and misleading. The FDCPA states that calls can be made between the hours of 8:00 am and 9:00 pm in the consumer’s time zone The correct answer if (T). The FDCPA does determine the appropriate times to call a consumer to collect a debt. The correct answer if (T). The FDCPA does determine the appropriate times to call a consumer to collect a debt. When speaking with a third party, it is okay to say it is an “emergency and we need to get a hold of the consumer” The correct answer is (F). The debt collector may not use false or misleading tactics to encourage a sense of urgency on the call with any party, including the debtor. The correct answer is (F). The debt collector may not use false or misleading tactics to encourage a sense of urgency on the call with any party, including the debtor. Even if we are authorized to speak with a third party, it is still a violation of the FDCPA to discuss the debt with them The correct answer is (F). The debt collector may, with appropriate authorization, discuss a debt with a third party. The correct answer is (F). The debt collector may, with appropriate authorization, discuss a debt with a third party. If a third party asks, we must provide the name of the company we work for. The correct answer is (T). A debt collector is required, when asked upon, to disclose their name and the company they work for. The correct answer is (T). A debt collector is required, when asked upon, to disclose their name and the company they work for. It is okay to imply that you are an attorney (when you are not) as long as you don’t actually say you are The correct answer is (F). The debt collector may never suggest that they are an attorney at any time in the course of an attempt to collect a debt. The correct answer is (F). The debt collector may never suggest that they are an attorney at any time in the course of an attempt to collect a debt. The Foti message is not considered Third Party Disclosure by most courts. The correct answer is (T). The Foti case precedent which set a new standard for voice messages is still considered Third Party Disclosure in a majority of jurisdictions. The correct answer is (T). The Foti case precedent which set a new standard for voice messages is still considered Third Party Disclosure in a majority of jurisdictions. A collector may tell a consumer that if they fail to show up for a debtor exam, a bench warrant WILL be issued and they will end up in jail The correct answer is (F). The debt collector may not discuss court proceedings with a consumer that are not relevant to the debt. Bench warrants are not as a result of a debt, therefore are not to be discussed by debt collectors with consumers. The correct answer is (F). The debt collector may not discuss court proceedings with a consumer that are not relevant to the debt. Bench warrants are not as a result of a debt, therefore are not to be discussed by debt collectors with consumers.Quiz-summary
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