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You have reached 0 of 0 points, (0) Congratulations you have completed the quiz! After reviewing your results; CLICK HERE TO RETURN TO THE iComply Page! What does the F.D.C.P.A. stand for? The correct answer is (d). F.D.C.P.A. stands for the Fair Debt Collection Practices Act. The correct answer is (d). F.D.C.P.A. stands for the Fair Debt Collection Practices Act. Once the debt collector knows that an attorney with respect to the subject debt represents the consumer, the debt collector must: The correct answer is (b). No further contact may be made with the debtor upon their retaining of an attorney. All communications must then be pushed to the attorney. The correct answer is (b). No further contact may be made with the debtor upon their retaining of an attorney. All communications must then be pushed to the attorney. If the debt collector knows the debtor’s employer prohibits the debtor from receiving phone calls the collector should: The correct answer is (b). Although calling to verify employment may be acceptable, upon notice that the debtor cannot receive calls at work, the debt collector could be in violation of the FDCPA for continuing to call the debtor at his place of employment. The correct answer is (b). Although calling to verify employment may be acceptable, upon notice that the debtor cannot receive calls at work, the debt collector could be in violation of the FDCPA for continuing to call the debtor at his place of employment. When speaking with a Consumer a debt collector under the FDCPA may represent themselves as: The correct answer is (a). You may disclose your name, your title, and the company you work for when discussing a debt with a consumer. The correct answer is (a). You may disclose your name, your title, and the company you work for when discussing a debt with a consumer. The debt collector can disclose information concerning the debt to which third party without the consumer consent: The correct answer is (c). The current spouse is the only third party a debt collector can legally discuss a consumer’s debt with. The correct answer is (c). The current spouse is the only third party a debt collector can legally discuss a consumer’s debt with. Who can be held liable for legal action under the F.D.C.P.A. The correct answer is (c). Under the FDCPA, both the collector, and the company they work for can be held statutorily liable for any violations of the law. A debt collector can call a consumer: The correct answer is (d). The FDCPA states that the appropriate times for a debt collector to make a phone call is between 8:00am and 9:00pm in the CONSUMER’s time zone. The correct answer is (d). The FDCPA states that the appropriate times for a debt collector to make a phone call is between 8:00am and 9:00pm in the CONSUMER’s time zone. A company may take a post dated check under section 808 of the F.D.C.P.A. if: The correct answer is (a). The FDCPA clearly states that a post dated check must include; Notice to the consumer, in writing, not earlier than 3 business days, and no later than 10 business days before the date of the check. They must also give notice that the check will be deposited on the date that the check was post dated for. The correct answer is (a). The FDCPA clearly states that a post dated check must include; Notice to the consumer, in writing, not earlier than 3 business days, and no later than 10 business days before the date of the check. They must also give notice that the check will be deposited on the date that the check was post dated for. When is it required for the Debt Collector to state the Mini-Miranda? The correct answer is (a). The debt collector must disclose the Mini-Miranda on every contact with the debtor. The correct answer is (a). The debt collector must disclose the Mini-Miranda on every contact with the debtor. Any debt collector communication with any person other than the consumer for the purpose of acquiring location information about the consumer shall: The correct answer is (b). The debt collector must follow the routine detailed in option ‘b’.Quiz-summary
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