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You have reached 0 of 0 points, (0) Congratulations you have completed the quiz! After reviewing your results; CLICK HERE TO RETURN TO THE iComply Page! A person who submits a false declaration of identity fraud or who makes a false police report alleging identity fraud, is guilty of a misdemeanor crime. The correct answer is (T). It is a misdemeanor to falsify a legal document and submit it in an attempt to avoid a valid debt. The correct answer is (T). It is a misdemeanor to falsify a legal document and submit it in an attempt to avoid a valid debt. If a consumer alleges identity fraud, a debt collector may continue to call the consumer to collect the debt pending the outcome of an investigation. The correct answer is (F). Upon receipt of an alleged identify theft case, the collector must cease all collection activity and request review for the validity of the identity theft claim with the original client or their company. The correct answer is (F). Upon receipt of an alleged identify theft case, the collector must cease all collection activity and request review for the validity of the identity theft claim with the original client or their company. An attorney may bring a lawsuit on a disputed debt. The correct answer is (T). A debtor who disputes a debt can be sued civilly for the debt, upon which the court will resolve the validity of the subject debt. The correct answer is (T). A debtor who disputes a debt can be sued civilly for the debt, upon which the court will resolve the validity of the subject debt. Process Servers are exempt from the FDCPA when attempting to serve a debtor. The correct answer is (T). Process Servers are not considered debt collectors under the FDCPA. The correct answer is (T). Process Servers are not considered debt collectors under the FDCPA. Communication means the conveying of information regarding a debt directly or indirectly to any person through any medium. The correct answer is (T). This is the definition of a communication under the FDCPA. The correct answer is (T). This is the definition of a communication under the FDCPA. Consumers include the debtor’s spouse or parents or legal guardians if the debtor is under the age of 18. The correct answer is (T). A spouse of a debtor is protected under the FDCPA and treated as a consumer under the definition, as well as the parents or legal guardians in the rare event that a consumer is a minor under the age of 18 years old. The correct answer is (T). A spouse of a debtor is protected under the FDCPA and treated as a consumer under the definition, as well as the parents or legal guardians in the rare event that a consumer is a minor under the age of 18 years old. Lawsuits are not considered an initial communication under the FDCPA. The correct answer is (T). A lawsuit is NOT considered a communication under the FDCPA. The correct answer is (T). A lawsuit is NOT considered a communication under the FDCPA. Location Information means a consumer’s place of abode, telephone number, or his/her place of employment. The correct answer is (T). The following fall under the definition of “Location Information”. The correct answer is (T). The following fall under the definition of “Location Information”. It is not a violation of the FDCPA to put the consumer on a verbal good faith payment plan, request six (6) months of post dated checks, and then file a collection lawsuit within those same 6 months. The correct answer is (F). This WOULD BE a violation of the FDCPA. The consumer and collector have agreed to a “good faith payment plan” which if the debtor fulfills their obligation to pay, would prevent the collector from taking further action. The correct answer is (F). This WOULD BE a violation of the FDCPA. The consumer and collector have agreed to a “good faith payment plan” which if the debtor fulfills their obligation to pay, would prevent the collector from taking further action. It is acceptable to continue to contact the consumer directly through mail correspondence, even after s/he informed you verbally that s/he is being represented by an attorney. The correct answer is (F). ALL correspondence must be addressed and delivered to the attorney. The correct answer is (F). ALL correspondence must be addressed and delivered to the attorney.Quiz-summary
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