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You have reached 0 of 0 points, (0) Congratulations you have completed the quiz! After reviewing your results; CLICK HERE TO RETURN TO THE iComply Page! Collectors may call the consumer’s place of employment even if the consumer states they can not receive calls at work as long as there has been no contact at the home phone number within the last 30 days. The correct answer is (F). There are no time restraints or exceptions once the consumer has requested that no calls be made to their place of employment. The correct answer is (F). There are no time restraints or exceptions once the consumer has requested that no calls be made to their place of employment. If a consumer demands verification of the debt within the 30 day validation period, it is ok to still call the consumer and demand payment as long as documents have been requested from the creditor. The correct answer is (F). No demands may be made within the 30 day validation period. The correct answer is (F). No demands may be made within the 30 day validation period. If a consumer being represented by an attorney calls in to discuss settlement options, it is ok to talk to the consumer if the attorney has withdrawn representation of the consumer. The correct answer is (T).If the attorney has withdrawn representation, and only when the attorney has withdrawn representation, a collector may reinstate communication with a debtor. The correct answer is (T).If the attorney has withdrawn representation, and only when the attorney has withdrawn representation, a collector may reinstate communication with a debtor. A consumer can not dispute the debt after the validation period has expired. The correct answer is (F). The consumer can dispute a debt at any time, the method in which the consumer disputes the debt however, may change. The correct answer is (F). The consumer can dispute a debt at any time, the method in which the consumer disputes the debt however, may change. A debt collector can overshadow the validation period in collection letters, but not in collection calls. The correct answer is (F). Overshadowing (making demands within the validation period) are improper regardless of the method used. The correct answer is (F). Overshadowing (making demands within the validation period) are improper regardless of the method used. Which of the following are right parties with whom you can always discuss the debt? The correct answer is (d). The only option above that has equal treatment as the debtor themselves is the executor of an estate of a deceased consumer. The correct answer is (d). The only option above that has equal treatment as the debtor themselves is the executor of an estate of a deceased consumer. The FDCPA allows debt collectors to contact a consumer: The correct answer is (d). Both ‘b’ and ‘c’ are within the guidelines set forth by the FDCPA. The correct answer is (d). Both ‘b’ and ‘c’ are within the guidelines set forth by the FDCPA. A debt collector may: The correct answer is (c). This is the only appropriate action of the options that a debt collector may take. The correct answer is (c). This is the only appropriate action of the options that a debt collector may take. The FDCPA considers original creditors to be debt collectors. The correct answer is (F). Under the FDCPA the original creditor is not a debt collector. The correct answer is (F). Under the FDCPA the original creditor is not a debt collector. Which of the following statements is a statement disputing a debt? The correct answer is (e). All of the above options can be considered valid forms of disputing a debt. The correct answer is (e). All of the above options can be considered valid forms of disputing a debt.Quiz-summary
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