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You have reached 0 of 0 points, (0) Congratulations you have completed the quiz! After reviewing your results; CLICK HERE TO RETURN TO THE iComply Page! If the debtor is out of the country, debt collectors are allowed to discuss the debt with their adult children without authorization. The correct answer is (F). Any unauthorized communication with a third party, other than the debtor’s spouse or the executor of a deceased debtor’s estate would be considered a violation of the FDCPA’s Third Party Disclosure rule. The correct answer is (F). Any unauthorized communication with a third party, other than the debtor’s spouse or the executor of a deceased debtor’s estate would be considered a violation of the FDCPA’s Third Party Disclosure rule. According to the FDCPA, a debt collector may not use abusive or obscene language. The correct answer is (T). This is a true statement. The correct answer is (T). This is a true statement. Original Creditors are not debt collectors under the FDCPA. The correct answer is (T). This is a true statement. The correct answer is (T). This is a true statement. The debtor is legally responsible for the court costs once they are awarded in a judgment. The correct answer is (T). This is a true statement. The correct answer is (T). This is a true statement. Under the FDCPA it is ok to trick the debtor into giving you bank account information using false promises, so that you may execute a bank levy. The correct answer is (F). A debt collector may not use deceptive or abusive collection tactics when collecting on a debt. The correct answer is (F). A debt collector may not use deceptive or abusive collection tactics when collecting on a debt. The TCPA stands for the Telephone Consumer Protection Act. The correct answer is (T). This is a true statement. The correct answer is (T). This is a true statement. The TCPA does not apply to manual dialing to cell phone numbers The correct answer is (T). The TCPA restricts automated dialing to cell phone numbers. The correct answer is (T). The TCPA restricts automated dialing to cell phone numbers. It is okay for a collector to deny a defendant’s request for an extension to file a response to a law suit. The correct answer is (F). Any and all extensions or request related to the legal process must be handled the attorney responsible for the case, or an attorney who is a member of the same law firm. A debt collector may never make this decision on their own, and may only relay information that came from the appropriate authority. The correct answer is (F). Any and all extensions or request related to the legal process must be handled the attorney responsible for the case, or an attorney who is a member of the same law firm. A debt collector may never make this decision on their own, and may only relay information that came from the appropriate authority. If a debtor requests verification of debt during the initial 30 day validation period, the collector must cease collection activity until the verification is provided to the debtor. The correct answer is (T).This is a true statement. The correct answer is (T).This is a true statement. It is okay to call a debtor before 8:00 am in the debtor’s time zone as long as there is a judgment entered against them. The correct answer is (F). Regardless of the judgment status, the FDCPA rules regarding timeframes for phone calls still applies. The correct answer is (F). Regardless of the judgment status, the FDCPA rules regarding timeframes for phone calls still applies.Quiz-summary
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